Credit Risk Analytics

Benefits

• Reduces Loan Losses significantly by providing greater risk transparency and measuring credit risk at the account level
• Improves New Business Policy through credit risk identification and pricing
• Improves collection management by account loss forecasting and account collections prioritisation
• IFRS and FASB reporting compliance
• Calculations are individualised and verifiable for compliance reporting
• Accurate Portfolio Loss Forecasting
• A measurement of risk especially in the Well Performing portfolio
• Performance Analysis at all levels
• A new common language for new business, collections and senior  management
• Portfolio evaluation and analysis
• Facilitating securitisation for M & A work