SERVICES
Credit Risk Analytics
Why it is needed?
Some of the Imperatives for Analysing and Managing Credit Risk
- Compliance Reporting deadlines:
- IASB 1st January 2018 (Europe)
- FASB 1st January 2020 – USA (Jan 2018 in Canada)
- Safe New Lending in Future, through analysis of risk sources
- Identification of Emerging Risk in accounts for earlier intervention
- Measurement of Operating Performance, with verifiable League Tables for: Underwriters, Dealers, Product types, Credit Scores, Loan maturities, Collections teams, Lawyers and Risk Cohorts (anti-fraud)
- Prioritisation of Accounts for Collections based on risk, not simply on balances
- Empowering the Collections Teams
- A Common Language with objective measurement of credit risk for Collections, New Business and Management
- Accurate Risk Pricing based on the lender’s own experience, with pragmatic risk mitigation.
- Confident, Speedy decision making, with full audit trails
- Elimination of costly and destructive cross subsidisation of loans
- Greatly enhanced Portfolio Profitability for stakeholders and securitization
- Vastly improved Competitiveness
- All Trend Analyses with Market Benchmarking
SERVICES
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Credit Risk Analytics
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Mortgage Profitability
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Risk Consultancy
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IFRS 9 Compliance
COMPLIMENTARY CONSULTATION
We would be delighted to undertake a complimentary consultation to show you our approach and identify where we can be of assistance to your organisation in reducing credit risk.
REQUEST A DEMO