ABOUTUS

Our Team

 

Dr. Patrick Shallow

Dr. Patrick Shallow

A former international senior banker with a wide range of experience in Banking Finance and Mortgages, gained with Standard Bank in South Africa, Bank of Ireland in Dublin and in London.  Patrick Shallow founded the Banking and treasury consultancy, Finalysis in 1990 (www.finalysis.ie ).  Prior to this, he was Managing Director of the Metropolitan Building Society and before that was Deputy MD of the retail lender, Chartered Trust, the Finance arm of Standard Bank

In 1990 Patrick identified a gap in the market for independent banking and treasury advice to corporates, where, based on his banking experience and use of analytics software, important operating efficiencies and very considerable cost savings could be achieved  Based on the success of the Irish Finalysis operation, Patrick established Finalysis UK  to address the international market.

In 2002, based on his PhD research, Patrick founded the successful credit risk analytics company, Credit Expo ltd. (www.creditexpo.ie) for banks and credit unions, measuring and managing credit risk in retail lending. This software product has been patented, is end to end operationally, viz. from new business loan pricing to performance management, to compliance reporting, to portfolio valuation.

Patrick holds a B.Comm. Degree (Law and Economics) from the University of the Witwatersrand, Johannesburg; a M.Sc. from TCD, Dublin and a PhD in Banking from the Smurfit Business School, Dublin. He is a Fellow of  the Institute of Bankers and has presented regularly on Banking and on Credit Risk.

Cian Kinsella

Cian Kinsella

Cian Kinsella is the founder or co-founder of a number of successful software or SaaS companies, such as Digiprove, Kindle and CR2.  He is experienced at C- level in software development, customer services and sales, and as an entrepreneur and CEO. Cian provides consultancy for a number of companies.  He is a passionate believer in instilling quality into software engineering and has developed strong methodologies for achieving high quality software combined with productivity.

Cian works with software companies or IT divisions that need professional help in leadership, quality software development, product management and/or other areas. His experience helps him to quickly identify achievable ways of improving overall performance or solving particular problems.He keep abreast of changes in technology in the best way: by personally using the new technologies in his existing and new projects.
He is currently engaged as Advisor to CEO at a number of successful software companies internationally.

Cian works with software companies or IT divisions that need professional help in leadership, quality software development, product management and/or other areas. His experience helps him to quickly identify achievable ways of improving overall performance or solving particular problems. He is currently engaged as Advisor to CEO at a number of successful software companies internationally.

COMPLIMENTARY CONSULTATION

We would be delighted to undertake a complimentary consultation to show you our approach and identify where we can be of assistance to your organisation in reducing credit risk.
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